A sealed roof deck is a critical engineering requirement within the IBHS FORTIFIED Home standards (required for Silver and Gold certification levels) that functions as a secondary defense against the elements.
Its primary role is to prevent water intrusion into the home’s interior in the event that the outer shingles are damaged or blown off during a hurricane or severe storm. By creating a water-resistant barrier directly on the roof deck, this system ensures that even if the primary roofing material fails under high winds, the structure remains protected from costly water damage.
Key features of a FORTIFIED roof system include:
Proving wind damage for an insurance claim requires a combination of visual evidence and professional documentation. Because some storm effects, such as lifted shingles or compromised flashing, may not be visible from the ground, following a structured documentation process is…
While the provided information does not specify a specific numeric wind speed (such as miles per hour) required for a claim, it outlines the types of damage and policy conditions that qualify a roof for an insurance claim in Louisiana.…
Whether insurance will pay for a new roof depends on the level of damage and your specific policy. Most standard Louisiana homeowners policies cover wind damage, but the outcome of a claim depends on several factors: While insurance often covers…
Yes, most standard homeowners policies in Louisiana cover roof damage caused by high winds. This includes coverage for issues such as blown-off shingles, lifted edges, creasing, cracking, and damage to flashing or underlayment. However, there are several critical factors to…
Yes, missing shingles are considered one of the primary types of damage covered by a standard wind damage roof insurance claim. High winds can blow shingles off entirely, which compromises your roof’s integrity and exposes it to water intrusion. According…
